Here are the three most frequent PayPal scams. However, PayPal may take the scammer’s side if you don’t meet some of the policies in the program. PayPal’s Purchase Protection program will shield you from many different scams. Lastly, use an identity and theft protection service to avoid another accident in the future. Even if someone tries to take out a loan in your name, withdraw chunks of money, or charge your card, the bank will know it is the hacker. Lastly, call your bank and the three credit monitoring bureaus. Change your security questions to something else, as the scammer might have noted your answers. It allows you to get a unique code that you enter after the password. You can also add another layer of account security called Two-Factor Authentication or 2FA. Meanwhile, make your PayPal account more secure by resetting your password. Follow simple prompts to file a dispute.Locate the fraudulent transaction and click “Continue” to access “I Want to Report Unauthorized Activity.”.Open your PayPal account and move to the “Resolution Center.”.PayPal may refund the money if you contact it like this: If they find money there, they will steal it. Sometimes they hack your PayPal account without your knowledge. They don’t have to sell something to you to scam you. Scammers have many ways to access your money on PayPal. How to Get a Refund From a Hacked PayPal Account Ensure you contact your bank within sixty days of transacting with the scammer. All it can do is freeze the money in the seller’s account until your bank decides what to do. PayPal has no control over the bank’s mediation process. Most banks provide chargebacks, allowing scam victims who PayPal can’t help receive their funds. It is easy to do this since you only need to inform your bank about the fraud and ask for a chargeback. This technique will work if you paid for the product with your bank account or credit card. If it fails, your next option is to use a chargeback. The PayPal Purchase Protection program may not help you get your cash back.
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